Open banking stories
A new domestic player could speed up Vietnam’s payments integration as MobiFone Digital Payments seeks links with banks and NAPAS.
Banks will be able to prompt customers to switch salary payments and bills inside their apps, aiming to boost deposit growth and track uptake.
The funding will help OpenFX expand hiring and infrastructure as it tackles slow, costly cross-border transfers for banks and fintechs.
Juniper Research’s latest study signals growing demand for payment networks that connect more rails, currencies and wallets across fragmented markets.
Wallet use has cemented Asia-Pacific's lead in digital payments, with Hong Kong and Thailand now shifting towards instant bank transfers.
Businesses holding about USD $200 billion in stablecoins can now spend them through Visa and Mastercard cards via one Nium API.
Independent checks on digital identity products will now be carried out by Kantara as the OpenID Foundation expands its conformance programme.
North American banks can now let cardholders manage recurring charges in-app, as rising subscription use fuels demand for clearer controls.
Banks and fintechs are increasingly using payments data for fraud checks and rewards as Spade expands its merchant-matching platform with fresh funding.
Mobile money transactions topped USD $2 trillion in 2025 as global use surged, led by Sub-Saharan Africa but with growth across all regions.
Banks and advisers face a bigger security test as open banking will let more AI tools handle live client data from mid-2026.
Thousands of smaller firms should gain easier access to loan comparisons, payment tools and cashflow apps as banks widen data sharing by 2027.
Consumers will soon get faster access to deposited funds, while banks face new fraud rules and stablecoins enter a regulated Canadian framework.
SMEs could gain lower fees and fewer failed payments as the firms bring open banking into regular business billing for the first time.
Retail savers will keep FSCS protection as Monument moves up to GBP £250 million of deposits on to the Midnight blockchain.
Sole traders can now earn tax-free interest on instant-access savings as Tide broadens its app beyond business banking.
Small firms in Belgium, the Netherlands and Luxembourg can now tap revenue-based working capital inside Buckaroo's payments portal.
Borrowers could soon compare mortgage offers in one place as the Auckland fintech targets a mid-year launch after years of testing.
The fintech now handles NZ$2.4 billion in annual payments in New Zealand, as it adds the former prime minister to local governance.
SumUp adds Upvest-powered in-app investing in Germany, letting small firms put EUR €1 into fractional money market funds via its app.