Credit risk stories
Consumer lending across Southeast Asia will expand for Grab, which is funding a controlling stake in Atome Financial entirely from existing cash.
Banks and insurers could spot commercial risk sooner after Veridion secured USD $20 million to expand its live business graph.
Smaller lenders are accelerating technology overhauls to curb fraud and improve digital services, driving FIS to a record first-half tally of core wins.
Regulated lenders gain software that keeps sensitive data in-house as the Abu Dhabi-based group expands after a USD $13 million round.
Borrowers could see more relevant credit offers as the platform uses live data and bank account insights to sharpen approvals.
More US and Canadian banks are set to adopt RDC.AI's tools as the Australian-founded software group moves beyond trials and into production deals.
Verified records can sharpen lending, fraud and compliance decisions, while enrichment on faulty customer data can simply scale the errors.
Banks can now use Google's new AI tools for regulated research and risk work, with audit trails and controlled data access in preview.
Lenders using HES LoanBox and CollectionAgent will gain more repayment and payout options through a single integration, reducing friction for borrowers.
Borrowers can now use Bitcoin as deposit security for Australian homes, potentially avoiding forced sales and tax hits in a volatile market.
Borrowers could face fewer last-minute declines as more affordability and identity checks are moved into pre-approval, starting with Lendable.
Residential builders face rising defaults and insolvencies as Australia's AUD $150 billion data centre pipeline squeezes labour and materials.
Human oversight will stay in place for DCB Bank's highest-risk AI decisions as the lender pushes automation to speed up SME services.
Loan servicers could see fewer escalations and faster calls as the new interface also creates an audit trail for compliance checks.
Liquidity constraints for stablecoin card programmes may ease as Visa links settlement data with onchain lending to improve credit access.
Australian SMEs are waiting 19 days beyond terms for payment, squeezing cash flow as ezyCollect rolls out AI to target late invoices.
Security and data privacy are slowing wider use, even as 70% of Indian banks and lenders run artificial intelligence in production.
For SMEs, faster lending is no longer enough as supply-chain shocks and volatile costs can make a quick answer the wrong one.
Most financial firms using AI still lack proper risk checks, prompting fresh guidance as regulators warn oversight is lagging.
Property borrowers could tie up over GBP £1 million more in equity on a single deal if they fail to compare specialist lenders.