Credit risk stories
Audit committees now want earlier, clearer updates from finance chiefs as volatility makes late reporting a bigger governance risk.
Banks in Asia are turning to AI collections tools as rising loan stress puts pressure on recovery rates and customer trust.
Borrowers in India can now get instant loan decisions around the clock, as manual checks have been removed from TrustPaisa's approval process.
Finance teams can query verified credit and ownership data in ChatGPT, as Dun & Bradstreet pushes its commercial graph into AI workflows.
The bank says underwriters can now complete work in minutes rather than 15 hours, as it rolls out agentic AI across home lending.
Banks can now pinpoint damaged collateral faster as ICEYE adds satellite data to help quantify climate-driven loan losses and stress tests.
Survey data suggest trust, not demand, is the main hurdle as Bitcoin-backed consumer lending expands from a USD $3 billion base.
Banks could cut funding and capital costs as near real-time tokenised collateral promises faster movements across markets and time zones.
The deal could speed up onboarding for banks and other regulated firms by automating identity checks while keeping an audit trail inside Claude.
Consumers and small firms are mixing cards, debit and Buy Now, Pay Later as lenders struggle to keep pace with changing borrowing habits.
Higher buy now, pay later income lifted Afterpay NZ's annual profit to NZD $3.5 million, despite a sharp rise in credit losses.
UK cardholders are missing more payments as fuel costs and softer spending put fresh pressure on household budgets.
London will remain the main hiring hub, with fintech vacancies forecast to rise 14% in 2026 as firms prioritise compliance and infrastructure.
CLS's payment-versus-payment model could cut counterparty exposure and funding strain as major banks handle record FX swap volumes.
The deal gives National Bank of Canada new fraud tools as lenders race to curb losses without adding friction for customers.
Shoppers can now spread the cost of gift cards in Zip's app, as buy now, pay later usage keeps widening across the US.
Rising margins pressure and a Middle East supply shock are testing lenders, even as provisions and capital buffers are lifted.
Cash-flow strain is deepening as overdue invoices and tax debts rise, with smaller firms hardest hit by higher rates and costs.
The integration aims to help SMEs spot credit issues earlier, as approval rates fall and a GBP £22 billion funding gap persists.
Zero outages now support more than 1 million monthly credit checks as T-Mobile prepares to expand home broadband and connected devices.